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This Payment Policy explains payment methods and checkout protection for orders placed through Xvzo, operated by APPLIED RETAIL PTY LTD. Our default checkout payment provider is PayPal.
The checkout page is the final place to review the order value, available payment method, shipping cost, and final total before submitting payment.
ACCEPTED PAYMENT METHODS
PayPal is the default payment method. Customers complete payment through the PayPal option shown at checkout.
Only payment methods currently shown at checkout are available for the order, and the storefront payment icons must match those active methods. The methods available to a customer can vary by location, device, browser, card issuer, and PayPal availability, but the active options are shown before payment is submitted.
SSL ENCRYPTION & DATA PROTECTION
Payments are securely submitted to PayPal for authorization. PayPal handles payment credentials within its own protected payment environment.
The payment flow is protected through secure socket layer encryption, and sensitive card verification stays within the PayPal environment.
PCI-DSS COMPLIANCE LEVEL 1
PayPal maintains payment-security controls for transactions processed through its service. Our store receives the payment status and order information needed to fulfill the purchase.
NO CREDIT CARD STORAGE
We do not collect, store, or have access to complete card numbers or card security codes. Payment credential verification is handled by PayPal and the relevant financial institution.
TRANSACTION CURRENCY & TRANSPARENCY
All prices on our website are listed and charged in United States dollars, shown with the $ symbol and USD currency code. The total final price, including applicable shipping costs, will be clearly itemized and displayed at the checkout page before you authorize payment. At checkout, Standard Shipping: $0.00 USD and Tax: $0.00 USD. We never charge any hidden processing fees, handling fees, or unannounced taxes.
Payment Authorization and Capture
Payment must be authorized before order processing begins. Some payment providers may display a temporary pending authorization before the charge is captured, settled, canceled, or released.
Billing Information
Customers must provide accurate billing information. Orders may be delayed or canceled if billing details cannot be verified, payment is declined, or fraud review is required.
Failed or Pending Payments
If payment fails or remains pending, the order may not be processed. Customers may need to contact their bank, card issuer, or payment provider to resolve payment issues.
Fraud Review
Orders can be reviewed for payment security and fraud prevention. We may delay, cancel, or refund an order if payment cannot be verified or appears unauthorized.
Refunds
Approved refunds are issued to the original payment method through PayPal. PayPal, bank, or card issuer processing times may vary after the refund is submitted.
TAXES AND DUTIES
No taxes, duties, or other government charges are added to the order at checkout. The Tax field displays $0.00 USD. Customers pay only the product total shown before payment because standard shipping is also $0.00 USD.
Payment Support
For payment questions, contact info@xvzo.shop or +61 468 295 485. Support hours: Monday-Friday: 9:00 AM - 5:00 PM (GMT-08:00) Pacific Standard Time (Los Angeles).